Addressing Legal Ambiguities and Regulatory Gaps: Defining Online Fraud and Scams in Indonesia

By: Joanna Octavia, Researcher, Safer Internet Lab Indonesia, with its high internet penetration rates, rapid adoption of digital financial services, and significant digital and financial literacy gaps, has emerged as a fertile ground for online fraud and scams. However, regulatory frameworks are struggling to keep pace in terms of providing clear and consistent definitions…

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