Singapore’s Pints AI raises US$5.6 mil to help financial institutions deploy auditable AI

• Claims its platform has helped 12 financial institutions save more than US$10 mil through auditable AI deployment
• Funding will support product development, engineering expansion and regulatory capabilities across new markets

Pints AI, a Singapore-based enterprise AI startup that helps regulated financial institutions deploy artificial intelligence for critical business functions, has raised US$5.6 million (RM24 million) in a pre-Series A round led by regional frontier and enterprise technology venture capital firm Tin Men Capital.

SBI Ven Capital co-led the round, with SEEDS (the investment arm of SG Growth Capital, the investment platform of EDB and Enterprise Singapore), NTUitive, SUTD Venture Fund and Tenity also participating.

The new funding will be used to expand Pints AI’s engineering team, strengthen governance and audit capabilities across new regulatory environments, and develop Autothought Studio, a suite of tools that enables financial institutions to build and manage AI applications internally.

The funding comes as Pints AI gains traction across the financial services sector. According to the company, in under two years, 12 financial institutions across four countries have collectively saved more than US$10 million (RM43 million) using its AI platform, Autothought.

Autothought connects directly to the core systems used by banks and insurers, automating processes such as underwriting, claims and onboarding while generating a complete audit trail for every AI-assisted decision.

Partha Rao, CEO and co-founder of Pints AI, said the company was built to address one of the biggest barriers to AI adoption in regulated industries.

“Most AI deployments in financial services today live at the edges — marketing, chatbots and customer calls. The institutions that wire it into their core processes, such as underwriting, credit decisioning, claims and compliance, will pull ahead in ways others will not catch.

“The real value of AI in financial services will be determined by how deeply it can operate within the core systems and infrastructure limits of a bank or insurer. We built Autothought so that every decision can be traced, audited and defended to any regulator in the world,” he said.

Most AI initiatives within regulated institutions struggle to move beyond pilot projects because AI-assisted decisions in areas such as underwriting, claims and credit assessment must be traceable, explainable and compliant with regulatory requirements.

Pints AI addresses this challenge through an agent orchestration framework that matches each task to the most suitable AI model, ranging from its own purpose-built small language models (SLMs) to frontier models such as Claude and open-source models, delivering enterprise-grade accuracy at significantly lower cost. The company also deploys engineers directly within client organisations to integrate Autothought with existing banking and insurance systems.

This model has helped regulated institutions move from concept to production using a single platform rather than multiple disconnected tools.

Autothought is designed to meet the compliance and audit requirements of regulators including the Monetary Authority of Singapore, the Reserve Bank of India and the Hong Kong Monetary Authority. Every AI-assisted decision can be traced to its source data, while uncertain outputs are flagged for human review.

The investment comes amid Singapore’s growing focus on AI and frontier technologies. In Budget 2026, prime minister Lawrence Wong announced plans to invest US$29 billion (RM123 billion) in frontier technology development through 2030, including national AI initiatives focused on financial services.

Murli Ravi, co-founder and managing partner of Tin Men Capital, said Pints AI represents the next phase of enterprise AI adoption.

“While the world debates the business value of AI, Pints has been quietly deploying auditable AI in financial institutions and delivering millions in savings for clients. This is the type of value that will define the next phase of AI adoption globally,” he said.

Meanwhile, Eiichiro So, CEO of SBI Ven Capital, said regulated financial institutions face increasing pressure to deploy AI responsibly.

“Pints AI understands the operating environment of regulated financial institutions in a way that is rare at this stage. We invested because the problem is real, the traction is real and the team has built something institutions can trust with live operations,” he said.

Founded in 2021, Pints AI has won the Monetary Authority of Singapore’s Singapore FinTech Festival AI in Finance Global Challenge and the Singapore-India Hackathon in 2023, and has also received support from AI Singapore.