By Dr. Nguyen Tranh Binh, Lecturer at Phenikka University The Digital Boom and Its Dark ShadowVietnam’s dazzling leap into digital life has come with a sinister twin: the rise of online scams. The National Cybersecurity Association (NCA) estimates that Vietnamese users lost VND 18.9 trillion (over USD 740 million) to digital fraud in 2024 alone. Behind these numbers is a rapidly industrialising…